About Me – Make Business Insurance Great Again

Dominique Renaud

At Business Insurance Advisors, I am proud to serve as an independent consultant, dedicated to helping businesses navigate insurance with clarity and confidence. My approach centers on building genuine relationships, offering practical observations, and providing guidance that supports your priorities today while preparing for long-term resilience.

Independent Guidance on Risk Tolerance and Insurance Alignment

Have you considered whether your insurance program truly reflects your risk tolerance? For many businesses, this is one of the most important discussions and one that often doesn’t happen with their agent.

It’s TRUE.

When your insurance program does not align with your business’s financial position or your comfort with risk, the result can be costly. You may end up paying for coverage that adds little value, or worse, discover gaps that leave your business exposed when it matters most.

When insurance does not align with a business’s true risk tolerance, a major loss can create financial strain that threatens long-term stability.

Does your insurance program align with your true risk tolerance and how do you evaluate that?

At Business Insurance Advisors, Inc., I am dedicated to making business insurance clearer, more relevant, and easier to navigate. My goal is to provide independent guidance that helps you make informed decisions, reduce uncertainty, and approach insurance with confidence. Every review and recommendation is backed by a commitment to integrity, transparency, and genuine care for your business success.

With over 35 years in the insurance industry, I am passionate about helping businesses address insurance challenges with clarity and independence. At Business Insurance Advisors, Inc., my work is grounded in integrity, clear communication, and long-term client relationships. I bring a practical approach to navigating risk tolerance, reviewing policies, and analyzing contractual obligations so businesses have the information they need to make informed decisions. My focus is on delivering value through independent consulting, from preparing for the insurance market to ongoing oversight of policies, contracts, and audits. Fluent in English and French, I strive to provide guidance that builds resilience, supports fair outcomes, and gives businesses greater confidence in managing their insurance.

I am dedicated to helping businesses safeguard their future through independent insurance guidance, practical risk insights, and long-term client partnerships built on integrity, transparency, and care. I work closely with clients to point out potential gaps, obligations, and cost drivers, providing clarity that supports informed decisions and greater confidence in how their insurance is managed.

I am focused on delivering thoughtful and practical insurance consulting that balances protection needs with cost awareness and operational priorities. My work reflects a commitment to supporting businesses across industries and stages, with an emphasis on real value, independent guidance, and trusted relationships.

I bring over 35 years of experience reviewing insurance programs, working with underwriters, and evaluating audits, loss control, and claims. My approach is to provide independent guidance that supports business resilience and continuity, helping owners focus on their operations with greater clarity and confidence

I believe in building strong relationships with clients, insurers, vendors, and partners. Through independent guidance, I help businesses navigate contractual insurance requirements, monitor certificates, and review policy decisions, all with the goal of supporting their operations and protecting their reputation.

I am passionate about guiding business owners in aligning their insurance programs with their financial position, risk tolerance, and operational priorities. My focus is on providing clear advice and practical consulting, so protection strategies evolve alongside the goals and growth of the business.

I am committed to providing clear and honest communication that helps clients navigate insurance terms, policy conditions, and program structures. My goal is to make insurance easier to understand and manage, giving businesses the clarity they need to make informed decisions with confidence.

I support businesses by preparing clear and accurate account information that improves how they are represented to insurance carriers. My goal is to provide independent guidance that helps shape risk perception and supports agents in pursuing terms and conditions that align with each client’s priorities.

I am proud to provide bilingual insurance consulting in English and French, supporting diverse businesses with independent guidance to make informed decisions. My goal is to ensure every client feels understood, supported, and confident in managing the insurance that protects what they have built.

Contact Dominique

Collaborate with businesses and insurers to deliver clear solutions that support success.

Dominique up close

Sharing practical insurance insights that help businesses manage risk with clarity and confidence. Focused on building strong partnerships and providing independent guidance with integrity, transparency, and care.

I am a dedicated insurance consultant with over 35 years of experience supporting businesses in navigating insurance with clarity and confidence. My focus is on providing independent, client-centered guidance built on integrity, transparency, and lasting value.

1990–2007: Farmers Insurance

Built a personal lines insurance agency and transitioned to commercial insurance. Provided hands-on service and developed long-term client relationships. without revolutionary ROI.

2007–2019: Founder, Houston Business Insurance Agency

Founded and led an independent agency focused on commercial insurance. Specialized in risk analysis, coverage structuring, and client advocacy.

2019–2024: Producer, Assured Partners

Merged Houston Business Insurance Agency with Assured Partners of Houston, LLC. Guided clients with coverage analysis, program placement, and post-sale service. Collaborated with underwriters to secure favorable terms and conditions.

2024–Present:

In 2024, I joined Insurance with Purpose Agency, Inc. as President after retiring on good terms from Assured Partners. In 2025, I founded Core Business Insurance Agency, Inc., leading a new independent agency while continuing as main partner at Insurance with Purpose. My focus is on commercial lines insurance, risk tolerance alignment, and delivering trusted guidance and service to business clients.

I believe in providing honest, independent guidance that helps businesses make informed insurance decisions and manage what matters most with clarity and confidence.

My service philosophy is centered on building lasting relationships through transparency, practical guidance, and support that extends well beyond a single transaction or review.

I am dedicated to providing independent insurance guidance tailored to each business’s priorities, risk tolerance, and growth plans, always with sincerity and care.

In addition to more than 35 years of experience, I bring the perspective of a Certified Marine Insurance Professional (CMIP), Certified Insurance Counselor (CIC), and am licensed by the State of Texas as a Risk Manager. These designations reflect my commitment to specialized knowledge and to providing businesses with independent, well-rounded guidance.

CMIP; CIC; LUTCF; License as a Risk Manager in Texas.

Trades We Guide

Construction

Biz Ins Advisors

We help construction businesses evaluate and manage insurance needs with independent guidance tailored to industry risks. Our reviews include checking policies for contractual liability, subcontractor, and other exclusions. From general liability to certificates and insurance section reviews, we support contractors in addressing obligations and keeping operations on track.

Wholesale and Distribution

Biz Ins Advisors

We work with wholesalers, distributors, and grocery businesses to review liability, property, transportation exposures, and insurance sections of contracts. Our consulting offers independent perspective on exposures and certificate obligations, helping identify gaps and support operational needs while complementing the guidance of your insurance agent.

Lessor's risk

Biz Ins Advisors

We assist property owners and managers with insurance considerations for leased properties, including reviewing insurance sections of leases and checking tenants’ certificates. We point out gaps such as Assault and Battery or Animal Liability exclusions, helping address liability concerns, meet obligations, and protect property interests.

Environmental Services

Biz Ins Advisors

We assist environmental contractors and consultants by reviewing liability exposures, pollution risks, regulatory requirements, and client expectations. Our guidance includes checking insurance sections of contracts to point out obligations or exclusions, helping identify gaps and supporting more informed discussions with agents or carriers.

Marine Contractors

Biz Ins Advisors

We support marine contractors by reviewing insurance tied to operations near water, equipment use, waterborne exposures, and insurance sections of contracts. Our consulting highlights Ship Repairers Legal Liability, Longshore, and Maritime Employers risks, helping businesses raise the right questions and address critical obligations with confidence.

Oil and Gas

Biz Ins Advisors

We support oil and gas businesses by reviewing insurance tied to operations, insurance sections of contracts, and compliance with industry requirements. Our consulting highlights exposures like pollution liability, subcontractor obligations, and equipment use, helping businesses identify gaps, ask better questions, and manage complex obligations effectively.

Manufacturing

Biz Ins Advisors

We assist manufacturers by reviewing insurance tied to operations, equipment, and supply chains. Our consulting highlights business interruption exposures, including the complexity of completing a business income worksheet. We also review insurance sections of contracts, pointing out gaps or obligations to support informed discussions with agents.

Retail Businesses

Biz Ins Advisors

We support retail businesses by reviewing insurance considerations tied to property, inventory, liability, and customer interactions. Our consulting includes checking insurance sections of contracts, reviewing certificates, and pointing out potential gaps or obligations, helping retailers manage insurance-related responsibilities that are critical to their daily operations.

Building Trusted Guidance for Businesses Like Yours

We aim to be a trusted resource for businesses seeking clarity, integrity, and independent insurance guidance tailored to their needs.

Committed to independent insurance guidance delivered with integrity, transparency, and care, helping your business manage obligations and move forward confidently.

Providing clarity, practical guidance, and thoughtful solutions to help businesses protect what matters most.

Focused on building relationships that go beyond transactions by providing ongoing insurance guidance to support businesses at every stage.

Helping businesses navigate insurance decisions with clarity while keeping priorities, obligations, and growth plans in focus.

Committed to delivering service that reflects integrity, transparency, and care for your business success.

Dominique Renaud

Dedicated Advocate

Providing clarity, practical guidance, and thoughtful solutions to help businesses protect what matters most.

Dominique Renaud

Trusted Advisor

Focused on building relationships that go beyond transactions to support businesses at every stage.

Dominique Renaud

Long-Term Partner

Helping businesses navigate coverage choices with confidence while keeping priorities and growth plans in mind.

Dominique Renaud

Insurance Guide

Why Businesses Choose Business Insurance Advisors
We focus on integrity, transparency, and independent insurance guidance that supports business goals at every stage.

Clear communication, reliable support, and independent insurance guidance that helps protect operations and align with your priorities.

We look forward to earning your trust and supporting your business with independent insurance guidance tailored to your needs.